Category: Insurance Strategies
Tackling Estate Planning Myths with Greg Chilton (Ep.12)

Tackling Estate Planning Myths with Greg Chilton (Ep.12)

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How prepared are you for the unexpected? It doesn’t matter if you’re ultra-wealthy or have a humble estate; it’s time to prepare for whatever life throws at you.

Kevin Richardson sits down with Greg Chilton, a seasoned estate planning attorney, to uncover the essentials of preparing for life’s twists and turns. In a candid chat, Kevin and Greg delve into the nuances of estate planning – a subject often presumed elusive yet universally vital.

Greg shares insights into why everyone, regardless of perceived wealth, has an estate worth protecting. Together, they unpack the concepts of wills vs. living trusts, the intricacies of ‘pour-over wills,’ and much more, demystifying the process of securing your legacy to make sure your loved ones are cared for.

Key discussions include:

  • The fundamentals of what constitutes an estate
  • The roles of trusts and wills in estate planning
  • How to approach difficult decisions like guardianship
  • Tips for titling assets correctly within a trust
  • And more!

Connect with Kevin Richardson: 

Connect with Greg Chilton: 

About Our Guest: 

Greg Chilton was born in Sacramento, California, July 26, 1962; admitted to the bar, 1989, California; U.S. District Court, Northern, Eastern and Central Districts of California. Education: University of California, Davis (A.B., 1986); University of Santa Clara (J.D., 1989). Member: Monterey County Bar Association; State Bar of California. (Certified Specialist, Estate Planning, Trust and Probate Law, The State Bar of California Legal Specialization).

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Kevin M. Richardson is a registered representative with, securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.

The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial. 

Greg Chilton is not affiliated with or endorsed by LPL Financial and Tactical Wealth Management.

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Exploring Big Sur: A Day in the Life of a Wildlife Photographer with Meredith Evans

Exploring Big Sur: A Day in the Life of a Wildlife Photographer with Meredith Evans

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What does a wildlife nonprofit have to do with your financial game plan? Let’s explore the unique way conservation and finance intersect!

In this episode, Kevin Richardson shares intriguing tax tricks and strategies just in time for tax season. Tune in for insights on maximizing your IRA and the benefits of Qualified Charitable Distributions. The highlight of this episode is Kevin’s conversation with Meredith Evans from the Ventana Wildlife Society. Discover how this nonprofit has made leaps in restoring the California Condor population and the role lead contamination played in their decline.

Meredith and Kevin discuss:

  • Tax-saving tips during the tax season.
  • The incredible journey of bringing California Condors back from near extinction.
  • A day in the life of wildlife conservation, including breathtaking captures in Big Sur.
  • The power of social media in wildlife conservation and the impact of live cams.
  • And more!

Connect with Kevin Richardson: 

Connect with Meredith Evans: 

About Our Guest: 

With diverse experience in photography, videography, and visual content creation, Meredith Evans brings a unique blend of creativity and technical skill to every project. Over the years, they have honed their craft to evoke emotion and convey powerful narratives through imagery.

Driven by a passion for wildlife conservation, Meredith has had the opportunity to film endangered species in their natural habitats. Their contributions to a wildlife documentary have helped raise awareness about wildlife conservation and restoration, making a meaningful impact in the field.

In addition to their photography and filmmaking expertise, Meredith possesses strong skills in website design and management, as well as social media content curation and strategy development. They have successfully managed the online presence for both their private business and a non-profit organization, utilizing platforms such as Instagram, Facebook, and X (formerly Twitter) to engage audiences and drive meaningful interactions.

Proficient in a range of software including Adobe Creative Suite (Photoshop, Premiere Pro, InDesign), Canva, and Microsoft Office, Meredith is well-equipped to handle various aspects of multimedia production and design. Whether filming interviews or documenting wildlife in remote, rugged locations, they thrive in dynamic environments and are committed to delivering captivating visual experiences.

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Kevin M. Richardson is a registered representative with, securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.

The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial. 

Meredith Evans is not affiliated with or endorsed by LPL Financial and Tactical Wealth Management.

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How to Help Protect Your Assets with Smart Insurance Strategies with Joe Stretch (Ep.10)

How to Help Protect Your Assets with Smart Insurance Strategies with Joe Stretch (Ep.10)

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What are some of the biggest hidden risks that could impact your financial future?

Kevin Richardson chats with Joe Stretch, a seasoned insurance professional and agency owner based in Salinas, California. As we kick off 2025, they delve into the intricate relationship between insurance and financial planning, highlighting how insurance can act as a critical safety net for any robust financial plan.

Key discussion points include:

  • How life insurance can protect your loved ones should the unexpected happen 
  • Why liability coverage is a silent but crucial guardian of your assets 
  • The impacts of changing market conditions on insurance premiums and what you need to know 
  • Busting common misconceptions about insurance coverage in everyday scenarios
  • And more!

Connect with Kevin Richardson: 

Connect with Joe Stretch: 

About Our Guest: 

Joe and the team are known for their patient, compassionate approach, helping with Life and Paycheck Insurance and showing families how to bundle their Home, Auto, and Liability Insurance to achieve the most value. They love what they do because they make a difference in families’ lives when it’s needed most, backed by the financial strength of a 100-year-old, private company.

After working 15 years in Risk Management, Joe brings a unique perspective to his customers’ lives that can’t be found anywhere else. They bring that invaluable point of view to their business owners’ insurance approach as well as to normal, everyday families. Away from the office, sponsoring and volunteering in local youth sports, music, and art programs and being able to contribute to the community is what brings them the most joy. Joe can also be found working on cars, mountain biking, exercising, or playing and coaching baseball when he’s not spending time with his wife and two sons.

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Kevin M. Richardson is a registered representative with, securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.

The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial. 

Joe Stretch is not affiliated with or endorsed by LPL Financial and Tactical Wealth Management.

This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. For information about specific insurance needs or situations, contact your insurance agent. This recording is intended to assist in educating you about insurance generally and not to provide personal service. They may not take into account your personal characteristics such as budget, assets, risk tolerance, family situation or activities which may affect the type of insurance that would be right for you. In addition, state insurance laws and insurance underwriting rules may affect available coverage and its costs. Guarantees are based on the claims paying ability of the issuing company. If you need more information or would like personal advice you should consult an insurance professional. You may also visit your state’s insurance department for more information.

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